Khalifa Fund for Enterprise Development

Khalifa Fund was launched on 3rd June 2007 to help develop local enterprises. the Fund aims to create a new generation of emirati entrepreneurs by instilling and deepening the culture of investment amongst young people, as well as supporting and developing small to medium-sized investments

Khalifa Fund provides integrated and comprehensive programmes to meet the needs and requirements of investors seeking to establish or expand investments. Through efforts to create a favourable investment environment and strengthen the capacity of potential investors, the Fund began to develop a system of support services for entrepreneurs, including training, development and data and consulting services, in addition to a number of marketing-focused initiatives.

The Fund provides financing solutions for viable projects, which help to feed the national economy.

These Financing Programmes Are:


    KHUTWA – a microfinance programme that offers flexible loans up to a AED 250,000 to support small enterprises (micro-businesses)


    BEDAYA – designed to support new SMEs with flexible loans of up to AED 3 million


    ZEYADA – provides existing, early-stage SMEs with flexible loans of up to AED 5 million for expansion and development purposes

  • TASNEA – promotes the expansion of existing SMEs, through infusion of growth capital, via its Direct Investment Fund, worth AED 100 million

There Are A Number Of Other Initiatives Such As Sougha For Heritage Handicrafts, Alradda For Rehabilitation Centre Inmates And Ishraq, For Those Who Have Recovered From An Addiction At The National Centre For Rehabilitation. Amal Is A Khalifa Fund Initiative That Aims To Target Special-Needs Emiratis.


Khalifa Fund’s unique membership programme is designed to provide support services to entrepreneurs. These services range from fee exemptions to facilitating access to government contracts, assisting market access and creating connections between various projects. Projects which do not receive financial support from Khalifa Fund can benefit from the membership programme, provided they meet certain terms and condition.